Student Loans for Each US State

How to Find Specially Priced Financing in Your State

We’ve given you comprehensive guides to the federal student loans and private student loans, but there remains a reliable source that could offer even more affordable student loans.

Neglect the student loans your home state offers and chances are excellent that you could be missing out on some of the best financial deals going in higher education.

Here’s how it works: many state governments and higher education agencies partner with loan guaranty agencies and private student loan providers. Together they are able to extend the Federal Family Education Loan Program and specially designed private loans to state student residents, often with very appealing perks: Loans with lower interest rates, vocation and career specific loans, loan forgiveness programs for special fields of study, all available to undergraduate, graduate, non-traditional, military, and vocational students.

**Example:

The Texas Higher Education Coordinating Board (THECB) extends an alternative loan known as the Hinson-Hazelwood Student Loan. One feature that makes this outstanding from other standard private student loans is the 6-month grace period built in. Remember, federal Stafford and Perkins loans both provide grace periods, but rare are the private loans that offer such perks. In this case, if you must borrow on a private loan then the

H-H Loan is a better deal than your run-of-the-mill private loan.

How you may qualify for specific state student loans:

We could not have made this easier: simply find your state from this A to Z list and click. Each state page provides you with a good general summary of the state student loan programs, one or two of which could be right for you.

State-Specific Student Loans:



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