Find the Best Student Loan Provider in Your Area
Check with Panhandle Plains
Panhandle Plains Student Loan Center is the customer interface for Panhandle Plains Management and Servicing Corporation, a state of Texas, for-profit financial aid corporation.
The mission of Panhandle-Plains is to extend an array of affordable and incentive-based student loans to college students, as well as to partner lenders who originate Panhandle's student loan products. Many of the loan products are guaranteed student loans.
Student Loan Lenders
The Panhandle Plains Student Loan Center publishes a number of lender lists from which students and other borrowers can choose an appropriate lender for their student loan. There is a list of lenders who originate their own Panhandle student loans, and a list of lenders whose loans are originated through the management services of Panhandle Plains Management and Servicing Corporation.
Panhandle Student Loan Accounts
Students that borrow loans from lenders who use Panhandle-Plains loan management services will access their student loan accounts from the Panhandle Plains Student Loan Center online. They can also manage their accounts; apply for further student loans, or deferments and student loan consolidations.
Default Prevention Program
Student borrowers who default on the repayment of their college loans can quickly find themselves in financial hot water. A default, if ignored, can affect one's ability to ever purchase anything with credit in the future. No one wants a graduate to default on his or her loan repayment. Panhandle Plains is so committed to reducing default that they take a very proactive approach. They offer a "hotline" to their Default Prevention department so advisors can head off student loan disaster before it happens, or even after it happens.
Student Loan Products
The federal loan products managed by Panhandle Plains Student Loan Center include guaranteed Stafford Loans, Perkins Loans and the PLUS loans for parents and graduates.
Panhandle Plains Advantage Loan (PPAL) is an alternative, credit-based loan financed through the Panhandle Plains Student Finance Corporation. Private loans like PPAL provide auxiliary funds suitable for other college expenses not covered by federal student loans. Qualifying criteria for the PPAL are that you must be attending a college or university within the state of Texas on at least a half-time enrollment basis.