AES Educational Funding
Company Background and Services
American Education Services, or AES, has been providing student loans and financial aid services since 1964. AES is a subsidiary of PHEAA, the Pennsylvania Higher Education Assistance Agency. When AES/PHEAA first started out they managed the accounts of only a few thousand student loan borrowers. Today AES student loans number in the millions and the company has continued growing in order to support a more integrated suite of student loan services for both borrowers and lenders.
AES offers a comprehensive financial aid menu of services including financial advice for students and parents, student loan calculators, student loan deferment and hardship information and application forms, and information on loan consolidation. Recent grads can find timely advice for budgeting loan repayment and military students have access to information on military student loans and loan deferment. Student loan applications for Stafford Loans, and Parent and Graduate PLUS Loans are also available through AES.
Making College Affordable
College-bound students and parents of students face an uphill battle when it comes to the consistently rising costs of a decent college education. Many financial advisors remind parents to begin saving for college as soon as children are born, but it seems to be one of the most put-off financial tasks.
Thankfully there are countless varieties of student loans, many of them federal, for which nearly any type of student qualifies for some assistance. The best and brightest may be lucky enough to qualify for scholarships, but most college students require loans. Students searching for scholarship programs should be worried about the integrity of any program. AES makes it possible for students to search for scholarship funds.
AES is one of the leading financial aid services in the United States. Their mission has been to remain steadfast in offering affordable loans and seamless student loan account services. Their signature programs, the UPromise and Zero Guaranty Fee Policy, make them attractive to many students and parents. AES is also committed to staying one of the more innovative financial aid services by regularly reformatting their services to scale to cost.
Their emphasis on affordability assures less defaults; an advantage to borrowers as well as the company's partner lenders. Many student loan lenders use AES to manage their financial aid accounts and have come to rely on the company's mission to make a college education accessible to all students at the most affordable rates available. Visit the comany's website to apply.