Archive for May, 2009

It appears that those auto dealers have been right all along.

A new study reveals the car a man drives is critical to getting a second look from a member of the opposite sex. It must be noted that this is a UK study and well, we all know that those European’s are just a wee bit different.

But the results are unequivocal. What a fella’ drives really does matter.

Car Gets a Lady’s Motor Running

A team of university researchers showed a substantial number of women pictures of a male model. In one instance, the model was pictured in a silver Bentley Continental, a luxury car that would set a car buyer back more than a hundred grand.

In the second instance, he was pictured in a “battered Ford Fiesta.”

The 120 women, aged 21 to 40, were asked to rate the man’s attractiveness. In a sign that women rated the motor over the man, they selected the model when he was seated in the fancy Bentley.

One of the researchers, Dr. Michael Dunn of the University of Wales Institute in Cardiff, put it this way: women will rate a man higher if he happens to be driving a “fancy motor rather than in an old banger”.

Lady Gets the Male Motor Running

Dunn went on to repeat the experiment in reverse, picturing a female model in the Bentley and the Fiesta. For the male assessors, they were not inclined to select the women in one setting over the other.

Instead, the men proved more interested in the woman, specifically her face and figure. Status had no bearing on the views of the men, a fact that could prove very interesting as women become more independent and wealthy.

Dunn noted this in both instances, this was an evolutionary and not a social trait. He stated:

“There’s a wide variety of evidence that does suggest that females are more influenced by wealth and status. It’s not a recent phenomenon. It is very ingrained and the evidence is not just anecdotal.

“Females focus on questions of wealth and status because if the male possesses those, that male would be in a better condition to rear healthy offspring.”

On the flip side, those same evolutionary trends caused men to view women in terms of reproductive attractiveness. Wealth or status simply does not enter into the equation.

Next Study

Sorry ladies, but not only does Dunn suggest these basic human traits will not change in the future, most will interpret these results as evidence that women are shallower than men.

In an effort to take the idea one step further, Dunn plans to follow up with another status-type study to determine what happens when a middle-aged man chooses to purchase one of the more expensive cars. Specifically, Dunn would like to determine if the high-status car can actually overcome the current negative impact of age on attractiveness.

The question: can the right car overcome a receding hairline and a corresponding growing waistline.

Top honoree rejects recognition based on choice of Obama as graduation speaker.

It is not often that someone turns down a prestigious award from a college like Notre Dame.

But then again, it is equally unusual that the presence of a newly-elected, highly-popular president, would be the catalyst for rejecting such an honor.

But that is precisely what Harvard Law professor Mary Ann Glendon has done. Citing the school’s invitation to Barack Obama to deliver the 2009 commencement address and plan to award the president an honorary degree, Glendon has politely said thanks, but no thanks to the university.

Initial Acceptance

The issue centers upon the conflicting position of Catholics and the president on the issue of abortion.

In December, Glendon, a former ambassador to the Vatican and a consultant to the U.S. Conference of Catholic Bishops had been selected to receive the 2009 Laetare Medal. Described by the university as the “most prestigious award given to Catholics” yearly, the medal recognizes those “whose genius has ennobled the arts and sciences, illustrated the ideals of the Church and enriched the heritage of humanity.”

Glendon, chosen as commencement speaker and given an honorary degree from Notre Dame in 1996, was at first pleased to learn of her selection last December. However, when she became aware that Obama was selected to receive an honorary doctorate and given the opportunity to give the commencement address, she found herself extremely dismayed.

From Critic to Absentee

Still, it appears that Glendon was set to attend, at least initially. Reports had the Harvard Law professor attending the ceremony and accepting her award so that she could take advantage of her opportunity to provide public remarks to criticize the president’s position.

But later, when it appeared that Notre Dame might utilize her presence at graduation as a step towards defending the school’s choice of Obama as commencement speaker, Glendon decided to reject the prestigious honor.

Directly citing the abortion issue, Glendon wrote in her university rejection letter that the choice demonstrated “disregard of the U.S. bishops’ express request of 2004 that Catholic institutions ‘should not honor those who act in defiance of our fundamental moral principles’ and that such persons ‘should not be given awards, honors or platforms which would suggest support for their actions.'”

Moreover, in her letter to Rev. John I. Jenkins, Notre Dame’s president, she noted that the university appeared to be seeking to use her to balance off the more recent, unpopular selection of Obama.

She first cited one of the Notre Dame talking points regarding the matter:

“We think having the president come to Notre Dame, see our graduates, meet our leaders, and hear a talk from Mary Ann Glendon is a good thing for the president and for the causes we care about.”

Then soundly rejected the idea that commencement was a place for dissenting views to be aired. She wrote:

“A commencement, however, is supposed to be a joyous day for the graduates and their families. It is not the right place, nor is a brief acceptance speech the right vehicle, for engagement with the very serious problems raised by Notre Dame’s decision—in disregard of the settled position of the U.S. bishops—to honor a prominent and uncompromising opponent of the Church’s position on issues involving fundamental principles of justice.”

Tough Position for the President

Given Obama’s ability to see the large picture, the rejection by Glendon, a professor at the president’s alma mater, has to be upsetting to him personally. In addition, the fact that such a prestigious honor, awarded prior to his being chosen to speak, would be summarily rejected on account of his being selected definitely puts the president in a very difficult position.

It is perhaps too late for either Notre Dame or the president to rescind. Most notably, if he does preside at commencement as expected, Obama will need all of his rhetorical skills and speech writing talents to ensure his presence does not undermine the spirit of the day for those graduating.

Most people will insist that college cannot be done without some form of financial assistance. That is most likely true for the vast majority of prospective college students.

However, the idea that one must borrow significant sums of money to earn that coveted diploma is not entirely true. In fact, it is possible to graduate with little, to no debt if you follow these five basic steps.

Earn Money While Attending College

While it is far more enjoyable to ease through four years of college study with a focus entirely on academics and your social life, the simplest way to minimizing debt is to work when you can.

During the summer months look to work two jobs if you can. Not only can you bank significant amounts of your earnings if you set your mind to it, keeping busy during the summer months helps reduce your spending tendencies. The result is a win-win.

In addition, plan on working, at least part-time during the school year. Working as little as 6-8 hours a week can produce ample amounts of ongoing spending money. Push it to 12-18 hours and you can actually earn enough money to pay next semester’s fees and book costs.

Lastly, research schools that offer co-op work options. Many schools are affiliated with specific industries whereby students can combine work and study options. With such a program, students earn money while working in their desired field or the company receiving work services helps pay a portion of the student’s college costs.

Select Your College Based on Costs

After countless hours of preparation, it may seem that your choice of college should be based on prestige. That simply is not the case in the long run.

What is true is a diploma from a prestigious school can help you with that first job. But thereafter, your value to any employer will be based on your performance.

If choosing a dream college means borrowing then you should rethink your choice. State universities offer quality educational options often at half the price.

Beginning your career in a financially stable position will allow you the time to prove yourself. If you accrue significant debt while in school, that debt will impact your career options for years to come, forcing you to choose employment based solely on pay.

Apply for Scholarships and Grants

Research every scholarship and grant option available to you, whether it be from your home town, your high school, your chosen college, etc. Then apply for every one that matches your situation.

This is free money, as good as any you can earn, and can go a long way towards reducing college costs. Also, many scholarships and grants are renewable: once you have obtained one, as long as you meet the academic expectations you may well receive the funds for all four years.

Be sure to research school-related options that pertain to your area of study. Some may not be available until your third or fourth year of school.

One, Paid-off Credit Card

As you enter adulthood, you will be besieged by credit card offers. Each will likely offer a free gift in return for signing up.

Select one card based on its cash back or reduced-expenditure percentage that makes sense for you. Some cards reduce gas purchases by a nickel a gallon, others offer cash back on all online purchases, still others offer travel benefit options.

Select the one card that works best for you and say no to all other cards. Limit your use to those purchases where it directly benefits you; otherwise pay cash to ensure you realize just how much you are spending with each transaction.

Most importantly, pay the monthly balance every month. Do not accrue interest or payment fees. Those costs can kill you, putting you quickly into a position where the card expenses are more than you can handle.

If you cannot discipline yourself to pay off the monthly balance, then cut the card in half and dispose of it. A significant amount of debt accrued by college students is directly attributed to the ease at which credit cards facilitate unwarranted discretionary spending.

Consider Living at Home

One of the biggest college expenses is the cost of room and board. Clearly, if you are attending school a significant distance from home, you will need to consider living on campus.

But living at home can save you significant sums of money. Many students are taking advantage of their community college network, living at home for the first year or two of study while earning their basic course credits.

For those who live near their state college, the same opportunity is available.

Living at home will limit the social options, no doubt, but college is first and foremost about earning a degree. Minimizing room and board expenses is an excellent way to reduce the costs of college and helping you graduate debt-free.

Graduate with a Secure Future

Earning a college diploma can be the catalyst to a wealth of career options but the debt you accumulate while earning that diploma can greatly impact those options. The best way to ensure your future is to minimize the debt you accrue while securing that coveted diploma.

With a little extra effort and a few sacrifices, it is possible to earn a diploma and remain debt-free in the process.